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BBFA Singles Property DIY B.A.N.T.E.R Guide

BBFA Singles Property DIY B.A.N.T.E.R Guide   The BBFA (Bold Beautiful Forever Awesome) singles property DIY B.A.N.T.E.R guide is written for us fabulous ones who prefer a hands-on approach to a sustainable life. In our world today, resources are depleting and wastage is sinful. In creating this guide, our principle is simple:   - If I can do it, don't get someone else to do it. - If someone has already done a decent job, don't waste or duplicate the effort. - If there is no real value creation, don't do it. Disclaimers: *All facts and figures are accurate as at time of writing (19 September 2024). *All screenshot graphics and tables are copyright of their original authors.   1. B UDGET Before all else, check your finances and derive a budget for your property. Ballpark is fine provided you have buffer savings or accounts in Bank Of Ahpa-ahma. Downpayment 25% (HDB flat taking HDB loan) can use CPF 25% (HDB flat/private property on bank loan) of which 5%
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HK: 128sf - If you think 420sf is a tight squeeze in SG, think again!

Tuen Mun Town Centre T Plus | Find Property | Midland Realty You are looking at all 128sf of it - one of HK's tiniest apartment.

Shoebox space optimisation ideas (420sf)

 

HK: Can we live with less?

" According to guidelines by the Japanese government – a country confronting micro-living challenges as much as Hong Kong, if not more – a person should be able to live comfortably in at least 25 sq m (269 sq ft) of residential space, although the ideal is 430 sq ft." https://www.scmp.com/comment/letters/article/3202272/hong-kongs-light-public-housing-scheme-has-room-improvement

HK InnoVale shoeboxes

 

Shoeboxes continue to be relevant

https://www.edgeprop.sg/property-news/why-shoebox-units-continue-be-popular " Despite these criticisms, shoebox units still play a necessary role in the residential market, although sales transactions for shoebox units account for only 7% to 11% of all sales transactions of condominiums in Singapore from 2012 to 2022."